AFS is commited to make your Refinance or Purchase process simple & easy.
Our goal is to make the loan process as simple
and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business.
At AFS our Customers come first!
Homebuyer
Help
Homebuyer Help
Refinance
Help
Refinance Help
WHICH LOAN IS RIGHT FOR YOU?
CONVENTIONAL FIXED RATE
Rates for 30-year fixed mortgages are currently at or near historic lows. Though the 30-year fixed mortgage is AFS’s most popular product, we also offer fixed rate mortgages for 10, 15, and 20 year terms. Keep in mind that the shorter the term, the less interest you will pay.
Learn
FHA / VA STREAMLINE
AFS FHA Streamline is tailor made for Americans to take advantage of today’s extremely low mortgage rates and get a lower fixed rate on their FHA loan. New loan limits make FHA a top choice to refi or buy! Ask about FHA Streamline.
Learn
USDA
 
USDA stands for United States Department of Agriculture. AFS provides low-cost insured home mortgage loans. A USDA mortgage might be right for you if you want to purchase a home with no down payment and no mortgage insurance.
Learn
REFI PLUS & HOME RELIEF
For homeowners that have lost value in recent years, AFS is able to find financing even if you owe more than your home is valued. Our solutions provide mortgage refinances for current Loan-to-Values up to 125 percent with NO mortage insurance.
Learn
GET FAST ANSWERS NOW!
At AFS you can find tools available to answer virtually any mortgage question.

Trying to decide if now is a good time to refinance?
Check out our Refinance Mortgage Calculator.

Wondering if a new home equity loan or second mortgage can lower your monthly payments?
Use our Debt Consolidation Mortgage Calculator!
Licensed by the New Jersey Dept. of Banking and Insurance
Equal-housing-lender Better Business Bureau